Apply for aid

Who can apply

Students who are American citizens or eligible non-citizens of the USA, ie, students who have permanent residency are eligible for funds under the Direct Loan Federal Student Aid Program.

Exempt from the initial payment of fees which is due by 31 January 2020

US loan recipients will receive a fee payment clearance as part of the pre-registration process, provided your direct loans and/or private loans have been confirmed.

Application process

Complete steps 1 – 4:

  • Step 1 – Entrance counselling
    Direct loan entrance counselling and/or Grad Plus loan entrance counselling.
  • Step 2 – FAFSA
    Complete the 2019-2020 FAFSA  Free Application for Federal Student Aid (FAFSA) form.
    The UCT school code is G10084 or 010084.
  • Step 3 – Master Promissory Note (MPN)
    Complete the online MPN The MPN is the legal document that the student or parent signs as a guarantee to repay the loan and any accrued interest and fees to the department. It also explains the terms and conditions of the loan.
  • Step 4 – UCT application form
    Print and complete the IAPO US Federal Aid application form (see top right-hand side, under 'Download') and fax or scan it to the International Academic Programme Office (IAPO). For an estimate of how much it will cost to study at UCT, click on the cost of attendance page for more information.

Loan amount determined

UCT will determine the loan amount for which you are eligible and notify you by email.

Loan processed

The loan is originated/certified.

Loan disbursed

The loan is disbursed upon registration and attendance of classes.

Please refer to disbursement of funds page for more information.

The university will not disburse the second payout of funds without a satisfactory academic progress report.